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Background

Documents

Unbiased feedback.

We work for you.

No upfront fees

Our formal financial approvals from banks are at no cost. Our fee is only due on valuation instruction.

Yearly Euribor:

- 0.415 %

Unparalleled banking relationships

Benefit from our consolidated position as a result of over 15 years in the industry.

Experience

We shall provide you with experienced, factual and professional information.

We are mortgage intermediaries

We are not an advice company

What is required?

To study an application all lenders need to receive a fully packaged application evidencing income. Self certificate mortgages are not available.

The general documentation that is required by lenders is listed below (there are variations between lenders):

For all applicants:

- Passport copy.

- Last six months bank statements showing income being received and monthly debts being paid.

- Evidence of savings.

- Credit report in full.

- Copy of rental agreements for any buy to lets.

- NIE certificates (necessary before completion and for mortgage offer documentation to be issued)

- Nota simple (property registration document from the land registry), when available but necessary at the valuation stage.

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What is required?

Employed applicants

In addition to the general requirements:

- Last P60, or country equivalent unless residing in a non tax jurisdiction.

- Employer´s reference.

- Last 3 payslips

What is required?
What is required?

Self employed applicants

In addition to the general requirements:

- Last 2 self assessment tax returns, unless residing in a non tax jurisdiction.

- Last 2 sets of certified accounts.

Contact us today for a mortgage report